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Unless otherwise indicated, coverage for commercial risks is effective at
12:01 A.M. the day after we receive the application.
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*NOTE: The premium developed in CARS is non-binding and may differ from
the actual premium calculated for the policy once the application is
submitted. Actual premium can only be calculated following receipt of a
properly completed and executed application.
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Effective October
1, 2011, base rates change! (all manual revisions).
Also effective 10.1.2011:
On policies providing coverage for high hazard operations, a loss
control inspection may be required. High hazard operations may include,
but are not limited to haulers of hazardous substances, truckers, public livery
vehicles, or any other risk at the discretion of the underwriter. Failure to
comply with scheduling or completion of a loss control inspection and/or failure
to resolve critical loss control recommendations may result in policy limits
being reduced to minimum statutory requirements and the cancellation of any
state or federal filings upon renewal.
Effective 7-1-2011, MAIPF requires all commercial NON-FLEET applications to be submitted electronically via
CARS, our
commercial electronic application and rating system. FLEET applications MAY be
submitted via CARS; however, it is not required.
Handwritten applications will only be accepted
for fleet risks or if the CARS
rating system becomes unavailable. Under those circumstances, commercial applications can be
downloaded to complete manally.
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NOTE:
If you have any problems with CARS, please
e-mail us immediately!
If you get a Server Error, arrow back to make sure you have made all the
necessary selections. Thank you!
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Model Year/Age Equivalents (10.1.11):
Current model year changes October 1. |
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