Michigan Automobile Insurance Placement Facility (MAIPF) Producer Sign In Or Register

Unless otherwise indicated, coverage for commercial risks is effective at 12:01 A.M. the day after we receive the application.
*NOTE: The premium developed in CARS is non-binding and may differ from the actual premium calculated for the policy once the application is submitted.  Actual premium can only be calculated following receipt of a properly completed and executed application.

All MAIPF Rates & Commercial Items  

Effective 10.1.2011:  On policies providing coverage for high hazard operations, a loss control inspection may be required. High hazard operations may include, but are not limited to haulers of hazardous substances, truckers, public livery vehicles, or any other risk at the discretion of the underwriter. Failure to comply with scheduling or completion of a loss control inspection and/or failure to resolve critical loss control recommendations may result in policy limits being reduced to minimum statutory requirements and the cancellation of any state or federal filings upon renewal.

Effective 7-1-2011, MAIPF requires all commercial NON-FLEET applications to be submitted electronically via CARS, our commercial electronic application and rating system.  FLEET applications MAY be submitted via CARS; however, it is not required.

Handwritten applications will only be accepted for fleet risks or if the CARS rating system becomes unavailable.  Under those circumstances, commercial applications can be downloaded to complete manally.

NOTE: If you have any problems with CARS, please e-mail us immediately! 
If you get a Server Error, arrow back to make sure you have made all the necessary selections.  Thank you!