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Commercial Rating Worksheets (Listed to the left or below) To calculate an estimated premium, select a worksheet from the list in the navigation bar to the left or use the links below. If you want to use to submit a Hired & Nonowned Auto application, click the CARS button now.     Please remember that the developed premium in these worksheets is non-binding and may differ from the actual premium calculated for the policy once an application is submitted. Actual premium can only be calculated following receipt of a properly completed and executed application.   HIred & Nonowned Autos | Registration Plates & PPTs | Taxicabs  Trucks, Tractors and Trailers (Other Than Zone) | TTT (Zone)  Public Autos (Other Than Zone) | Public Autos (Zone) | Corporately Owned Autos