More About Trailers.... Full Limited Add On: Collision Deductible:Comp Deductible:Old? New?The maximum loss payable for a recreational trailer is $25,000.Collision Premium:Comp Premium:Collision Base:Comp Base:Collision Ded. Factor:Comp Ded. Factor: Statewide Rates Trailers are written only in conjunction with a motorized auto. The liability follows the motorized auto, which must also be insured through the Facility.Original Cost New: Trailers - Physical Damage Coverage Only