Frequently Asked Questions
Be sure to forward applications to the Facility no later than the next working day, keep one copy for your records!
For overnight delivery, please log in or call us at 734-464-1100 for our location address.
Tel: (734) 464-1100; Fax: (734) 464-0009
8:00 A.M. to 4:20 P.M.
Employers non-ownership liability applies to a business seeking coverage when an employee operates his or her own vehicle while conducting business on behalf of the employer. The applicant will always be the name of a business. BI and PD are the only coverages available. Often written in combination with hired car coverage. Use CARS to rate the commercial exposure.
Drive other car coverage applies to an individual seeking coverage while operating non-owned vehicles. The applicant will always be an individual. Often (but not always) requires a financial responsibility filing. Mandatory coverages apply, UM and MLPD (minitort) are available. Comprehensive or collision coverages ARE NOT available. Use EASi to rate the private passenger exposure.