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1.Where do I mail applications? |
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MAIPF - PO Box 33617 - Detroit, MI 48232-5617
Be sure to forward
applications to the Facility no later than the next working day, keep
one copy for your records!
For
overnight mail, address to:
17456 N. Laurel Park Drive, Suite #130E,
Livonia, MI
48152.
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2. How do I order
Facility forms and supplies?
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Producers only - login!
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3.How do I order Facility Manual and
Reprint Services? |
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To order copies of the manual, ISO symbol pages, and
reprint service use AIPSO's
Order Form.
By mail (credit card information, check or money order required):
Mail Order Management - AIPSO
302 Central Avenue - Johnston, RI 02919-4995
Make check or money order payable to A.I.P.S.O.
By fax and phone (credit card only): 401-528-1444 (fax);
401-942-9799 (tel)
The cost is $30.00 per manual -- specify Michigan. Failure to pay
AIPSO's yearly billing for update service may result in your name being removed
from their mailing list.
An electronic format of the
MAIPF Manual is also available. You may view and search the
current and archived electronic, interactive versions of the manual, or you may
download the paper version of the manual in Adobe Acrobate PDF file format.
AIPSO's Free E-Mail Update Notice Service!.
ISO Symbol and Identification Pages are available for an additional $15.00.
Register now to access the pages online:
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4.How do I get appointed to write
through MAIPF?
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See Producers of Record.
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C.Who can I call if I have questions about
all types of insurance or need help solving an insurance problem? |
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Call the Insurance Information Hotline
. The hotline is a service sponsored by Michigan's insurance industry. It
is available five days a week, 8:30 a.m. to 4:30 p.m. It is designed to give
consumers prompt, objective information on all types of insurance in addition
to offering help to solve problems. The statwide toll-free number is (800)
777-8005 or call 482-0048 in the Lansing area.
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8. How do I
submit a non-owner risk to the Facility?
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First determine whether the applicant needs employers
non-ownership liability coverage OR drive other car coverage.
Employers non-ownership liability applies to a business
seeking coverage when an employee operates his or her own vehicle while
conducting business on behalf of the employer. Drive other car coverage
applies to an individual seeking coverage while operating
non-owned vehicles.
For employers non-ownership liability coverage
(Rating):
•Complete the commercial application MAIPF-04. The applicant
will always be the name of a business.
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| •Coverage is rated from the commercial rate pages. BI and PD
are the only coverages available. |
| •Often written in combination with hired car coverage. |
For drive other car coverage:
•Complete the private passenger application MAIPF-03. The applicant
will always be an individual.
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•Coverage is rated from the private passenger section of the manual.
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•Often (but not always) requires a financial responsibility filing.
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•Mandatory coverages apply, UM and MLPD (minitort) are
available. Comprehensive or collision coverages ARE NOT available.
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15.What are the steps for determining the
physical damage base rates for commercial trucks, tractors and trailers? |
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It’s extremely important that you read the headings on the pages to make sure
that you have picked up the appropriate rate. By following these steps, finding
the correct rate page should be a snap.
Physical Damage on Local or Intermediate Trucks, Truck-Tractors and Trailers:
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Determine if the risk is fleet or non-fleet.
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Determine if the vehicle is capable of dumping its load.
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Now find the rate page (by reading the headings) that fit these variables.
For Physical Damage on Zone Rated Trucks, Truck-Tractors and Trailers:
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Determine if the vehicle is capable of dumping its load.
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Now find the column (by reading the headings) that fits this variable.
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Rate all tractors as being capable of dumping their load.
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16.What is my commission?
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Commission is 10% of the policy premium
for risks other than long haul trucking and public passenger carrying vehicles
other than school buses. For these exceptions, the commission is 5% of the
policy premium. Commission is paid based on premiums collected.
If the policy has a mixture of risks (for example, private passenger types and
taxicabs), the commission is 5% of the policy premium.
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5.What are the Facility's address and
business hours? |
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17456 N. Laurel Park Drive, Suite 130E
Livonia, MI 48152
Tel: (734) 464-1100; Fax: (734) 464-0009
8:00 A.M. to 4:20 P.M.
Our office is on the first floor of the Laurel Park Place office building
that is adjacent to the Laurel Park Place Mall (north of 6 Mile Road and
east of I-275), in the same building as the AMC movie theatre. Suite
130E is located down the hall near the elevators. |
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A.How do I apply for insurance? |
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Since we do not have any agents in our office, individuals who
want to apply for insurance need to contact an insurance agent. Please
see How Do I Get Insurance?
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B.Who do I call to inquire about my policy
or to file a claim? |
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Please call the servicing carrier. See the
Servicing Carrier Name and Address Directory
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6.Where do I get my producer license
System ID number? |
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Your System ID number is your Social Security Number.
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7.When is the best time to call the
Facility office to confirm the placement date of an application?
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The best time for the producer of record to contact our office
to confirm the placement date of an application, or to verify information, is
AFTER 1:00 PM. Please allow at least five working days
for mailing and processing before you call. When you do call, press 0 to speak
to any operator (or # for a directory by last name) and ask for a
"file check". Registered producers may also do an online "file check"
by selecting PRODUCER LOGIN.
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D.Does the Facility offer Road Service? |
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Unfortunately, MAIPF does not offer road service.
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9.Does the Facility offer motorcycle
insurance? |
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No, the Facility does not offer motorcycle insurance. Check out
www.insurancemarketplace.com for carriers who write this coverage. |
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10.Where can I get coverage
for excess, surplus or specialty lines? |
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Check out
www.insurancemarketplace.com
for carriers who write these coverages.
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11.What should I do if I am retiring and
want to transfer my book of business to another producer? How will commissions
be paid on transferred business? |
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Retiring producers need to advise (in
writing) all servicing carriers with which they have placements that they are
retiring. The letter should include the name, license System ID number or
federal TID# of the new producer, along with the signatures of both
the retiring producer and the new producer. In addition, please send a copy of
this letter to Cindy Pirie at the Facility office. The servicing carriers
will pay commissions to the new producer once they receive notification of a
change of producer. |
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12.Can the Facility write someone with
an out-of-state or international driver's license? |
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Yes. According to the Facility Users' Manual, the Facility is available to
"persons who (a) own a motor vehicle registered or to be registered in the
State, or (b) have a valid driver's license, or (c) are eligible for the
restoration of their Michigan driver's license upon the filing of proof of
financial responsibility" (Section I.1.A.). Servicing carriers may request a
copy of these licenses for their underwriting files. |
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13.How does the Facility monitor late
applications during the holidays? |
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Example:
The Post Office closes on Christmas and New Year's Day. The Facility allows an
extra day for each day the Post Office is closed. During the time our office is
closed, hand carried applications will be acceptable no later than 72 hours
after the application is written. |
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17. Will Level 1 drivers be added to
the policy as operators? |
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Yes. Effective March 1, 2002, drivers with any type of
instructional permit will be added as an operator in the household. This
includes all drivers with a Level 1 license, commonly known as a learner's
permit.
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14.Can I use outdated forms? |
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Producers should use only current forms when handling Facility
business
(listing of current forms).
Please destroy your old forms. To reorder forms contact us by
mail, phone, fax, or you can
place
your order now.
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18. Does the Facility accept credit
card payments with an application? |
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No. Not all servicing carriers can accept credit card
payments, so we are unable to accept them for new business applications. |