Michigan Automobile Insurance Placement Facility • MAIPF

Private Passenger Risks  -- Use EARS to submit a private passenger application online.  Even though EARS cannot be used to rate physical damage coverage for the following items, we do have Price/Symbol LookUp along with worksheets to develop symbols, factors and some premiums (10.1.07 base rates):

Higher Priced Autos -- Vehicles 1990 and newer with symbols 27 or higher and vehicles prior to 1990 with an OCN above $75,000
Trailers 

Specialty Vehicles:
--Motor homes and customized vans
--Pickup trucks with caps or camper bodies
--Classic, restored or custom built autos
Antique Autos


2007 Rates by Territory:
Terr 13-19| Terr 24-25| Terr 32-33| Terr 34-35| Terr 36-38| Terr 39-40| Terr 41-43| Terr 44-57| Terr 58-59| Terr 60-63| Terr 64-71

Liability & No-Fault Rates by Coverage

Physical Damage:
Comprehensive Collision  | Limited Collision
Comp & Collision Model Year Factors
Rating factors forVehicles 1990 & newer with symbols 27 or higher & vehicles prior to 1990 with an OCN above $75,000.
Trailers -  pdf (Page R-13)

For manual rating:
MAIPF e-Manual
pdf format
10.1.06| 10.1.07 Base Rates
Add'l Charges to PIP - Eff 1.1.08
Add'l Charges to PIP - Eff 7.1.08
Class & ILF
Initial Deposit/Payment Plan
Penalty Points
Physical Damage Deductible Factors
PIP Option Factors
Price Symbol Chart (pdf)
Price/Symbol LookUp
Rate Classifications
Rating Worksheets
Territory Definitions


2006 Rates By Territory
Terr 13-19| Terr 24-25| Terr 32-33| Terr 34-35|
Terr 36-38| Terr 39-40| Terr 24-25| Terr 41-43|
Terr 44-47| Terr 58-59| Terr 60-63|
Terr 64-71

Liability & No-Fault Rates by Coverage 

Physical Damage:
Comp| Collision
Limited Collision
Comp & Coll Model Year Factors Rating factors for higher $$ vehicles
Trailers

2008 Commercial Rating Worksheets

Producer Aids

  Producer Log In/EARS | New User?

  MAIPF Manual

 

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