Four members currently act as JUA Servicing Carriers; three for private passenger business and one for commercial business. The three private passenger carriers are mandated by Section 3320 of the Michigan Insurance Code; the commercial carrier has made a voluntary commitment.
The servicing carrier is responsible for policy issuance, premium billings, mid-term endorsements, and claims handling. All servicing carriers for JUA business utilize Facility rules and rates. Prior to use, these rules and rates must receive written approval by the Insurance Director. The methodology to determine private passenger base rates is found in Section 3340 of the Michigan Insurance Code.
Click here for contact information for all of our Servicing Carriers.